Highest Birmingham, AL 24-Month CD Rates

As the second quarter of 2011 comes close to an end, it presents a perfect chance to take another look at how CD rates are doing right now. We recently examined Birmingham CD rates for 6 and 12 month terms in the month of June, so let’s do the same for 24-month (2-year) CD rates as well.

Current 24-Month CD Rates in Birmingham, AL

There are a total of 17 CD accounts available in Birmingham for a term of 24 months. Out of all these accounts, the average rate is 1.15% APY. The lowest rate we have on record right now is 0.65% APY.

Most importantly, below is the Birmingham bank and credit union where you can find the best Birmingham 24-month CD rates today.

Bank with Highest Rate in Birmingham: There are likely several community banks near where you live, which is a great place to find top interest rates on deposit accounts, including certificates of deposit. Currently the highest bank 2-year CD rate can be found at The First National Bank of Talladega: 1.5% APY.

Birmingham Credit Union with Best Rate: Credit unions often have the very best rates out of all financial institutions. Though you must be a member of a credit union to open an account, many offer wide fields of membership. The credit union in Birmingham with the highest 24-month CD rate today is Acipco Credit Union: 1.51% APY.

Please note that the above rates are accurate as of June 13, 2011 but are subject to change at any time. Contact individual financial institutions to verify rates before opening an account. Additionally, you can view the most up-to-date interest rate information for these accounts by visiting the Birmingham 2-Year CD Rates page.