| Featured Rate | |
|---|---|
 Discover Bank  | 1.90% Date: Jul 23, 2010 |
| Highest Rates Recent Rate Changes | |
| The First National Bank of Talladega 2 Year CD Account | 2.25% Date: Jul 28, 2010 |
| Milestone Credit Union 12 Month CD Account | 1.76% Date: Jul 28, 2010 |
| Jefferson County Employees Credit Union 2 Year CD Account | 1.75% Date: Jul 28, 2010 |
| Cullman Savings Bank 2 Year CD Account | 1.75% Date: Jul 26, 2010 |
| Alabama Central Credit Union 2 Year CD Account | 1.70% Date: Jul 29, 2010 |
| First Educators Credit Union 2 Year CD Account | 1.65% Date: Jul 28, 2010 |
| New South Federal Savings Bank 12 Month CD Account | 1.01% to 1.06% Date: Jul 26, 2010 |
| New South Federal Savings Bank 6 Month CD Account | 0.61% to 0.76% Date: Jul 26, 2010 |
Welcome to Birmingham Banking Rates
Birmingham has a Civil Rights Institute for a reason. It’s rich history and effective diverse progression has attracted people from all over the world, building an economy in so strong that you’re proud to call it home. The business section of The Examiner isn’t the only source anymore. Compare Birmingham Banking Rates rates as well:
- Birmingham, AL mortgage refinance rates
- Birmingham insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Our Featured Birmingham Bank Rate
Birmingham Banking Rates recommends the rates that Zions Bank has to offer. Zions Bank makes it easy to start saving wherever you are, including Birmingham. The current savings account rate that you can apply for today is at 1.16%, which is one of the top rates in the nation. Zions Bank has been in business for 135 years and has over 125 branches.
For inquiries contact:
One South Main StreetSalt Lake City, Utah 84133
Phone:
1-800-974-880024 Hours a Day
7 Days a Week
More Birmingham Banks
Milestone Credit Union P.O. Box 260 Fultondale, AL, 35068 | First Financial Bank 1630 4th Avenue North Bessemer, AL, 35020 | Alabama One Credit Union 1000 Jack Warner Pkwy Ne Tuscaloosa, AL, 35404 |
Legacy Community Credit Union P.O. Box 55377 Birmingham, AL, 35255 | Alabama Telco Credit Union P O Box 360287 Birmingham, AL, 35236 | First Federal Savings and Loan Association of Cullman 420 2nd Avenue, Sw Cullman, AL, 35055 |
Current Birmingham Rates
If you want your money to earn a high savings interest rate, you have probably noticed just how low savings account yields have become. Even so called high yield savings accounts have been low in your area of Birmingham. National bank rates are not much better either. Due to banks making little to no money, a downturn in the housing market and high unemployment numbers, there is just too little money to go around. So how can you go about getting the best interest rates for your money?
Here’s a tip: search for them. While many banks are hurting, there will always be a number that thrive in a down market. They are definitely out there. Not all Birmingham banks made a bad bet on the housing market, so many are poised to buy up assets and steal customers away during this Great Recession. As such, they are offering amazingly high interest rates to attract national attention and new customers now when they would have been drowned out amongst bigger banks during boom years. High interest rates don’t last forever, however, so make sure you’re checking daily or else you could be missing out on some great savings account offers.
Set up an email alert or go to your favorite finance site to sign up for their newsletter. These sites will do all the work for you by sending you notifications when high interest rate deals become available. If you are serious about earning a decent return on your money, follow the steps as outlined and watch your money grow. There are always great Birmingham savings account offers available despite the greater economy.
Birmingham is One of the Best Cities to Bank in
Birmingham comes from a rich history of civil rights struggles and has moved forward gracefully into a new future — one with a vast majority of banks.
This city made our list of Best Cities to Bank in because of it’s high 1.34% APY average interest rate on deposit accounts. Birmingham also has a great variety of banks to choose from with an astounding 18 local banks.
There’s certainly no shortage of healthy competition at these local banks. In fact, all that competition has certainly fostered some higher interest rates.
Why does this matter?
Banking is something we all depend on and use pretty much every day. Banking in integral to most of our lives, and yet, we can take our banks for granted.
We should always be evaluating where we put our hard-earned cash and looking for better banking solutions — especially given the current economic climate.
Some big banks have gotten bad press with the recession, and as a result we’re all a little leery of whether our bank is doing it’s best or if they’ll stay open through the year. But if you really think about it, there are still great local banks and credit unions The kind that will help us grow our money and reach our personal goals.
Best Cities to Bank in
We wanted to reward cities where the banks have maintained standards and kept interest rates high, so we crunched the data we use for our constantly updated rates table and did some research on over 600 cities — small and large.
The cities we chose had more banks per person, allowing consumers to chose the bank or credit union that fits their needs best. The chosen cities also had high average interest rates, with savings, CD, checking and money market accounts considered.
Is Your City on the List? Do You Have a Favorite Bank?
We want to turn the list over to you. We found the best cities, but are there banks that shine particularly well in your city? Do the tellers welcome you with a smile and remember your name? Do the interest rates beat all other competition?
Tell us and you could win $1,000! You could also win a coveted Apple iPad, just for telling your friends to give us the skinny on their favorite bank.
Want to see the rest of the rest of the list? Find all of the cities here.
Life Changes Affecting Birmingham Banking Rates
- Planning your wedding atop Red Mountain.
- Insuring members of your family, including in-laws.
- Paying for grad school at UAB.
How Can Birmingham Bank Rates Help You?
Simply locate the rate in question and our community of Birmingham bank lenders, insurance providers, and financial experts, and you’re well on your way to receiving the rate that suits you. Before opening an account, be sure to get your free credit report.
Birmingham Banking Rates Gets You the Best Rates
Birmingham Banking Rates is a free resource for consumers to help them find the right rates that best suit their needs. Birmingham Banking Rates works with thousands of Banks, Lenders, Mortgage Companies, Credit Card Companies and other financial institutions to bring you the most up-to-date interest rates, savings rates and loan rates.
Birmingham Banking Rates also can match you with the best local companies based on your current credit rating and credit score. No matter what your credit score is, Birmingham Banking Rates has special relationships with companies who can get you what you are looking for; including: the best Refinance Rates, great CD and Savings Rates, low interest rates for Auto Loans, and thousands of low rate credit cards to match everyone’s needs.
If you do not know your Current Credit Score, you can also access a Free Credit Report and Score through our partner Go Free Credit. This will not only give you your current Credit Report and Credit Score, but also keep you aware of items that can damage your credit score and protect you against identity theft.
Let us know what type of Rate that you are interested in, and your current Credit Score, and we will find the best companies that you should work with. Our service is 100% free to all consumers along with our Free Rate Alerts to keep you up-to-date on interest rates and rate news from our experts.
Free Rate Resources in Birmingham, AL
Birmingham Banking Rates is rapidly becoming the premier Birmingham interest rate source. By working with thousands of financial companies, Birmingham Banking Rates has up-to-date Interest Rates, news and Rate information across many products and services including:
- Birmingham Home Loan Rates
- Birmingham Savings Rates
- Birmingham Credit Card Rates
- Birmingham Student Loan Rates
- Birmingham Auto Loan Rates
- Birmingham Insurance Rates
- Birmingham CD Rates
Birmingham Banking Rates specializes on putting people together with companies who want their business. If you have a great Credit Score, Birmingham Banking Rates has banks, lenders and credit card companies who can get you the lowest rates based on your situation, if you have a not-so-great Credit Score, Birmingham Banking Rates has just as many partners who can find the best rates for your based on your needs.
Our site will add thousands of new partners every year that want to work with you to get you the Best Rates. Take your time, research our partners, find the best Rates for you. You can also email us anytime with questions you have about comparing rates, rate quotes, interest rates or other information you need to better understand how to get the best rates for you!
Best Birmingham Banking Rates
Current Birmingham Banking News
Check Rates in These Cities Near Birmingham: | Serving the Following Birmingham Zip Codes: | ||||||
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Other Birmingham Specials: Birmingham Insurance Rates